My wife is talking me into getting a term life insurance. I’m a bit skeptic about this and up until today I’m still thinking about this. I don’t think it’s that important, I’d rather save something in the bank. My wife has an insurance and she will get something after 20 years and she’s been paying for it for almost 10 years now. I’m nearly convinced, it’s just that I’m not sure if I can commit to this responsibility of paying something every month or quarterly, maybe when I get promoted or something then I can decide but for now, putting my money in the bank is maybe enough. And besides, I’m planning to buy a bigger car in the future so maybe my wife’s insurance is just enough for the moment.